This guide explains how to create a Virtual Bank Account (VBA), set up notification groups to receive payment updates, and view VBA payment details.Prerequisites:Before you begin, ensure:
You have an active Cashfree Payment Gateway account
The VBA payment method is enabled
If you are a new user, click here to sign up with Cashfree Payments.
A Virtual Bank Account (VBA) is a unique, temporary bank account that helps businesses collect payments through NEFT, RTGS, and IMPS.
Can I collect payments from UPI apps such as Google Pay, PhonePe, or Paytm?
No. NPCI regulations do not allow UPI payments to Virtual Bank Accounts. These transactions fall under P2P (Person-to-Person) transfers, which do not work with VBAs.
Is there a transaction limit for payments to a VBA?
Yes. The payment mode (IMPS, NEFT, or RTGS) determines the transaction limit. You can also set a minimum and maximum limit when you create a VBA to control payment amounts.